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February 26, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
Health Insurance
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Homeowners Insurance

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Insurance Advisors Terms


  > Foreign-product liability
This coverage applies to losses that occur because of difficulties involved in distributing or acquiring items that are manufactured by foreign suppliers.
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  > Fleet coverage
This is multi-vehicle coverage that applies to businesses that rely on a number of vehicles and need to insure them collectively.
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  > Professional liability
Often called “malpractice insurance” or “errors and omissions coverage,” these policies protect professionals such as accountants, lawyers, doctors, dentists, pharmacists, insurance brokers and agents, and consultants, for negligence that injures their clients.
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   Get a Quote - Maine Health Insurance Advisor
Get a Health Insurance Quote

Are you prepared for a health related emergency? Our health is one of the most important aspects of our lives. Maine Health Insurance is a necessity and one of the smartest purchases that you could possibly make. Don't put yourself at risk of having to pay a large medical bill. Anything can happen at anytime!

If you are in need of health insurance coverage, contact one of our Maine Insurance Advisors today to get a quote.

The main reasons that Maine health insurance is necessary:

  • To avoid expensive medical bills
  • In case of emergencies
  • Hospital visits
  • Doctor visits
  • Treatment, whether the condition is mild or severe

Health maintenance organizations, also known as HMO's, are one of the most common types of Maine health insurance. Selecting this type of health insurance involves choosing a physician from a list of HMO doctors in a certain area. This becomes the primary physician and in order to see a specialist, the main doctor will have to write a referral. While this option is less flexible than other options, it is also less expensive.

Preferred provider organizations, also known as PPO's, are another common type of Maine health insurance. With a higher premium, the policyholder is allowed more flexibility, such as seeking medical care from a physician outside of the PPO network and not needing a referral from their primary physician. When seeking medical attention outside of the PPO network, the insurance company will usually reimburse the policyholder for up to 80% of the medical bill.

If you are in need of health insurance coverage, contact one of our Maine Insurance Advisors today to get a quote.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Maine
Establishments 754
Revenue ($1,000) Not Available
Annual payroll ($1,000) 465,591
Paid employees 11,667

Source: U.S. Census Bureau Insurance carriers and related activities
 

 

Contact our Maine Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Maine Insurance Advisors today:

  • Auburn
  • Augusta
  • Bangor
  • Biddeford
  • Brunswick
  • Lewiston
  • Portland
  • Saco
  • Sanford
  • Scarborough
  • South Portland
  • Waterville
  • Westbrook
  • Windham
       
 
Did You Know?    
 
 
About property and liability exposures
If you operate a home-based business – either part-time or full-time – you might be uninsured for coverage and not realize it. Many home-based business owners mistakenly believe that their homeowner policy will provide coverage for their business operations. It’s true that your homeowner’s policy may provide a limited amount of coverage for business-related personal property in the home. But it may not provide full coverage for the added property and liability exposures that the home business represents.

 
 
Maine External Sites    
 
 

Congressman Gil Gutknecht - Minnesota's First Congr
State sponsors SHIBA (Senior Health Insurance Benefits Advisors), which offers ... Maine. Governor has sent letter to HHS asking for a waiver to allo
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Consultant: M. Maine. Current Code/Title:. New class. Current Salary:. New class ... 14161 Health Insurance Advisor 1. Proposed Salary:. Rg 55 $41520

 
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Latest News
  Latest Insurance related news in Maine and nationwide: Mar 02, 2007 - The Medigap Insurance Company
When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:

  • Your
    Read more >


    Jul 14, 2006 - Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark
    Jackson –Commissioner of Insurance George Dale announced today that insurance companieshave paid out nearly $3 billio
    Read more >


    Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
    The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
    Read more >


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