> Long-Term Disability (LTD) Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
> Dependent Property This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
> Stand-Alone Prescription This plan type provides prescription-drug coverage, which generally means the insured person can obtain prescription drugs at a set price of a few dollars, but does not include any other coverage.
Safeguard your automobile investment! Maine auto insurance protects
against unexpected collisions with your vehicle and also provides medical
payment, along with pain and suffering compensation for you and any passengers
in the car.
Maine auto insurance coverage advantages and protections
include:
Automobile investment protection
Maine Gap Insurance
Medical expenses payment
Prevention from additional accident lawsuits
Maine Uninsured drivers insurance
Maine Underinsured drivers insurance
Vandalism or natural disasters
Accidents do happen! Every state requires different amounts
of insurance that a driver must purchase to cover the other vehicle in case of a car
accident. If your have a lien against your vehicle, the lender will require
Maine auto insurance for their loan. Discuss your insurance options today;
not all auto insurance coverage is the same.
Other Additional Maine auto insurance services include:
Roadside Assistance
Emergency Travel
Identity Theft Services
From liability coverage to comprehensive coverage, it is important to purchase
the best car insurance at the right price to save money and to protect your
investment. Maine auto insurance provides the protection needed in at fault collisions
and not at fault accidents.
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Maine Insurance Advisors today:
Auburn
Augusta
Bangor
Biddeford
Brunswick
Lewiston
Portland
Saco
Sanford
Scarborough
South Portland
Waterville
Westbrook
Windham
Did You Know?
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.
Maine External Sites
Congressman Gil Gutknecht - Minnesota's First Congr
State sponsors SHIBA (Senior Health Insurance Benefits Advisors), which offers ... Maine. Governor has sent letter to HHS asking for a waiver to allo sectbc
Consultant: M. Maine. Current Code/Title:. New class. Current Salary:. New class ... 14161 Health Insurance Advisor 1. Proposed Salary:. Rg 55 $41520
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Latest News
Latest Insurance related news in
Maine and nationwide:
Mar 02, 2007 - The Medigap Insurance Company When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:
Jul 14, 2006 - Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark Jackson –Commissioner of Insurance George Dale announced today that insurance companieshave paid out nearly $3 billio Read more >
Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require Read more >
Legal Disclaimers The information provided on Maine Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Did You Know?
Congressman Gil Gutknecht - Minnesota's First Congr