> Indemnity Indemnity plans are also referred to as “fee-for-service.” Unlike managed-care plans, indemnity plans allow absolute freedom in selecting physicians or medical facilities and permit self-referral to a specialist.
> Preferred Provider Organization (PPO) PPOs are comparable to indemnity plans, although they require subscribers to choose their health-care providers and health-care facilities from a preferred-provider list. Because the preferred providers have agreed to the plan's requirements, including discounted fees, subscribers have a financial incentive to stay within the network.
Are the necessities in your life insured? Unfortunate events can be unpredictable; be prepared! Maine Insurance Advisors are advisors specializing in the vast field of insurance. Insurance ranges from home and auto insurance to life and health insurance. We will provide the highest-quality Maine insurance advisors in Maine.
While types of insurance vary widely, the primary goal of insurance is to allocate the risks of a major loss to an individual. Our Maine Insurance advisors specialize in all different areas of insurance. Whether it is auto insurance or disability insurance, our Maine advisors will point you in the right direction.
Data for the Finance & insurance sector
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Maine
Establishments
754
Revenue ($1,000)
Not Available
Annual payroll ($1,000)
465,591
Paid employees
11,667
Source: U.S. Census Bureau Insurance carriers and related activities
An insurance advisor's main purpose is to get you on the right track regarding any or all types of insurance. With all of the different choices and options out there, it can be overwhelming and mind-boggling when it comes to deciding which policy best suits your needs. This where our Maine Insurance Advisors come in!
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If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Maine Insurance Advisors today:
Auburn
Augusta
Bangor
Biddeford
Brunswick
Lewiston
Portland
Saco
Sanford
Scarborough
South Portland
Waterville
Westbrook
Windham
Did You Know?
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.
Maine External Sites
Congressman Gil Gutknecht - Minnesota's First Congr
State sponsors SHIBA (Senior Health Insurance Benefits Advisors), which offers ... Maine. Governor has sent letter to HHS asking for a waiver to allo sectbc
Consultant: M. Maine. Current Code/Title:. New class. Current Salary:. New class ... 14161 Health Insurance Advisor 1. Proposed Salary:. Rg 55 $41520
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Latest News
Latest Insurance related news in
Maine and nationwide:
Mar 02, 2007 - Mental Health Parity Act The Mental Health Parity Act, MHPA, of 1996 requires plans that offer mental health benefits to set lifetime dollar limits Read more >
Mar 02, 2007 - Growth In U.S. Health Care Spending Slows Despite the slowdown, the share of household personal income spent on health care rose from 5.4 percent in 2001 to 6 perce Read more >
Jul 14, 2006 - Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark Jackson –Commissioner of Insurance George Dale announced today that insurance companieshave paid out nearly $3 billio Read more >
Legal Disclaimers The information provided on Maine Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Data for the Finance & insurance sector 
Did You Know?
Congressman Gil Gutknecht - Minnesota's First Congr